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Monday, March 11 • 9:30am - 11:00am
Advocating for transparency: Small business lending disclosures legislation

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This session will give an overview of how California State Senate Bill 1235 was introduced (including brief Small business Borrowers’ Bill of Rights (BBoR) history) and detail the process by which its supporters were able to get the bill passed. SB 1235 represents the first-ever Truth In Lending Act (TILA) disclosure for small business financing in the nation. We’ll discuss how BBoR was used as a model for the legislation, tactics for engaging legislators, the coalition building process, challenges and opposition from industry; how we leveraged different players including the governor’s office, social justice organizations, business organizations and both political parties; and key success factors, lessons learned and future plans.

avatar for Joyce	Klein

Joyce Klein

Director, FIELD, The Aspen Institute
Joyce Klein is director of FIELD at the Aspen Institute, which advances business ownership as an economic opportunity strategy. She has more than 25 years of experience studying and supporting microenterprise and entrepreneurial development programs in the United States, and has authored... Read More →

avatar for Louis Caditz-Peck

Louis Caditz-Peck

Director of Public Policy, Lending Club
As director of Public Policy for LendingClub, Louis strives to create a financial system that harnesses technology innovation to treat people better. He joined LendingClub 5 years ago to develop and launch its small business lending program, using technology to reach the smaller businesses... Read More →
avatar for Heidi Pickman

Heidi Pickman

Associate Director, CAMEO
Heidi Pickman joined CAMEO in 2011 to develop and manage CAMEO’s communication and advocacy activities, and has increasingly taken on more responsibility. She continues to lead the communications and advocacy strategies, while adding programming and membership engagement to her... Read More →

Gabriel Villarreal

Policy Advocate, Opportunity Fund
Gabriel Villarreal has been working as a policy advocate at Opportunity Fund, the nation’s largest CDFI small business microlender, since 2016. With Opportunity Fund, Gabriel has worked to advance fair-lending standards for commercial lending at the local, state and national levels... Read More →

Renee Johnson

Director of Government Affairs/ Director of Outreach, Small Business Majority
Renée J. Johnson manages Small Business Majority’s federal policy and government affairs efforts and its outreach and educational efforts to small-business owners and business groups in the Mid-Atlantic region. Prior to joining Small Business Majority, Renée served as the Project... Read More →

Monday March 11, 2019 9:30am - 11:00am EDT
Columbia 1