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Tuesday, March 12 • 9:30am - 11:00am
How fines, fees and the criminalization of debt strip wealth

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Cities across the U.S. are increasingly seeking to balance their budgets and fund their criminal justice systems through ticketing, fees and fines. Attendees will gain an understanding of the various ways governments extract excessive fines and fees and the disparate impact on low-income communities and communities of color. They will also gain an understanding of how our criminal justice system and the criminalization of debt is resulting in modern day debtors prisons. Criminalization of debt, and the aggressive tactics used to enforce this debt, are spiraling financially-marginalized residents into bankruptcy and poverty. This session will examine the issue of fees, fines and the criminalization of debt in four states (California, Illinois, Maryland, and North Carolina) with the goal of learning from each other. Panelists will present their research findings and engage attendees in a discussion on solutions for addressing this issue.


Dory Rand

President, Woodstock Institute
Dory Rand is president of Woodstock Institute, a research and policy nonprofit based in Chicago that is focused on equitable lending and investments, wealth creation and preservation, and access to safe and affordable financial products and services at local, state and national levels... Read More →


Lauren Nolan

Research Director, Woodstock Institute
Lauren Nolan is the director of research for the Woodstock Institute, a leading nonprofit research and policy organization in the areas of fair lending, wealth creation and financial systems reform. Lauren has an extensive background in community and economic development research... Read More →

Quisha Mallette

Community Advocate, Reinvestment Partners
Mallette has been engaged in community-based advocacy work in North Carolina since 2008. She is a 2017 graduate of UNC School of Law and has earned bachelor’s degrees in History and Spanish, as well as a Master of Arts degree in Communication and Culture. Prior to law school, Quisha... Read More →

Marceline White

Executive Director, Maryland Consumer Rights Coalition
Marceline White serves as the executive director of the Maryland Consumer Rights Coalition, where she leads the coalition of 8,500 supporters in promoting economic justice and financial inclusion throughout Maryland.

Paulina Gonzalez-Brito

Executive Director, California Reinvestment Coalition

Tuesday March 12, 2019 9:30am - 11:00am EDT